If you are 18 years old with no debt or dependents?

Question: If you are 18 years old with no debt or dependents?

If you are 18 years old with no debt or dependents, it is an ideal time to start building good financial habits, such as budgeting, saving, and investing. With fewer financial responsibilities, you have the opportunity to focus on establishing a strong financial foundation that will benefit you in the long run, such as building an emergency fund, establishing credit, and investing in your education or future career. It's also important to avoid taking on unnecessary debt and to develop good money management skills that will serve you well throughout your life.

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