Explain three reasons why young professionals commit these acts of fraud?

Question: Explain three reasons why young professionals commit these acts of fraud? 

Banks have introduced electronic banking for several reasons, including:

1. Convenience and Accessibility: Electronic banking allows customers to access their accounts and perform transactions anytime and anywhere, without the need to visit a physical branch. This convenience saves time and effort for customers, making banking services more accessible to a wider audience.

2. Cost Efficiency: Electronic banking reduces the need for physical infrastructure and in-person services, leading to lower operational costs for banks. Automated processes and digital transactions also minimize the risk of errors and fraud, further enhancing efficiency and security.

By adopting electronic banking, banks can provide better service to their customers while optimizing their own operations.